Fees and Insurance

Yes, I accept United Health Care,  Blue Cross Blue Shields, Aetna, Cigna and Healthchoice. This page will tell you what you need to know about your insurance.  It's best to be familiar with your own plan, so you have no surprise costs.

 

Dog Portrait

Billing Insurance

 

In order to use your insurance, you have to meet a mental diagnosis  (deemed medically necessary), which is described in the Diagnostic and Statistical Manual of Mental Disorders (DSM–5)  If you're curious about the list of psychological billable diagnoses click on the button above the photo.  We can discuss this in our first session. 

How Insurance works

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To determine if you have mental health coverage through your insurance carrier, the first thing you should do is call them. Check your coverage carefully and make sure you understand their answers.  I know medical offices or group counseling offices hire a staff to do insurance eligibility, but as a solo provider, I cut my costs by having you call the customer service number on the back of your card. Thank you.

Ask the following questions 

  • What are my mental health benefits? 

  • What is my Copay?

  • How many therapy sessions does my plan cover?

  • Do I have to meet my deductible BEFORE my benefits apply (for example just pay my co-pay). 50% do require a deductible to be met first. 

Cost with Insurance

  •  If you have insurance, the cost will vary depending on your plan.  You may still have to pay your insurance contracted rate (the insurance company sets the session fee usually $70-104) because most plans require you to meet your deductible before your benefits will be applied.  Then the copay amount will be based on your plan.  On average the copay is about $20-40   after the deductible- if that needs to be met first.